The simple fact is that spending has gotten messier. It’s more sporadic because we’re always an advertisement and a one-click buy away from breaking our budget. Practically the only extraneous spending we can account for is the Netflix and AmazonPrime subscriptions. And let’s be real, we all buy them and forget we even have.
The confusion that’s come out of financial planning today makes people want something easy. Something they can set, forget, and hit every financial goal. They want autonomous finance.